Trauma Cover Pays you a lump sum amount if you get a defined illness or condition for the first time.
On-going improvements and advancements in modern medicine mean you have a greater chance of surviving a serious illness or condition but the financial impact it can have on you (and your family) can be significant. Having Trauma Cover in place can help minimise the financial impact, allowing you to focus on what’s important – your recovery.
You will receive a lump sum amount and it’s your choice how you use the money. Some examples of how this money can help are:
- subsidise a lost income
- cover day-to-day expenses (e.g. power, phone, food, petrol)
- help cover debts (e.g. mortgage, credit cards)
- assist with medical costs associated with recovery
- seeking alternative treatments
- paying for home alterations, rehabilitation and home help.
Accelerated or Standalone
Trauma Cover can be ‘accelerated’ against Life Cover. This means that the Life Cover sum insured will be reduced by the amount we pay for any Trauma Cover claims.
Alternatively, Trauma Cover can be ‘standalone’, which means that any Trauma Cover claim paid is independent of any Life Cover.
Premium structure ：
Yearly Stepped terms
OR
Level terms -1o years, to 65 years old etc.
